जिन खोजा तिन पाइया, गहरे पानी पैठ,
मैं बपुरा बूडन डरा, रहा किनारे बैठ।
jin khoja tin paiya, gahre pani path
Mai bhuda bapuran dara, raha kinarey bath
Literal meaning: Persons who dives in deep water and searches, gets something (e.g. beautiful pearls). On the other hand, a fear full persons who is afraid of diving and sits on the river bank, does not get any thing.
Explanation: If you want success in life, you have to work hand and take calculated risk. Remember that 'Fear' is the biggest enemy of success. Those persons, who is afraid of failure never gets a success. He will always see the negative side and never try the new things.
On the other hand a positive person always tries for success and even if he fails, he does not get afraid and tries again. This brings the success, sooner or later. But if you do not try, you will never get it.
Reference is made to the figures above. If you are afraid of falling from the horse back, you can never learn horse riding
Here is a word of caution. Taking calculated risk, does not mean that you do foolish things. For example if you do not know swimming, do not jump in to the deep water. First learn it then try.